Milesmith
Before you pay, transfer or book, Milesmith knows your best move, and shows you why it's right.
Ratios change, bank pages lag, blogs disagree. Our consensus engine scores every source on its track record and moves a ratio only when trusted sources agree. Each answer shows its receipts.
Flights and stays in points and cash, side by side, with live card offers and the private ones sent only to you already in the price.
Read live from SmartBuy, Shopwise and Maximize, with card fees netted out. Your everyday vouchers and bills, at the best return on the day.
Miles routed the same HDFC points through Finnair Plus into Qatar Avios at 1:1, backed by four sources that agree. Twice the Avios.
Air India sent some members a targeted 3X points offer. Milesmith found it in the inbox, read the terms, and priced it into every search: ₹6,180 became an effective ₹5,060, cheaper than the lowest sticker fare.
Card offers, portal multipliers, targeted promos and live transfer bonuses. All counted.
₹5,000 of Pronto vouchers, three ways. Miles reads the live rate on every portal, nets out card fees and tells you where to buy.
On a ₹5,420 Delhi fare your points are worth ₹0.31 each. Pay cash; keep them for Qsuite at ₹2.98.
Saver seats across the month, the cash fare beside each, and the transfer path from your cards.
Marriott Bonvoy nights by date, priced against the cash rate.
Cards, points, tiers and expiries, read from the statements already in your inbox.
Our entire stay in New Zealand was paid for with around 1.1 lakh Accor points.
I started my credit card journey four years ago with an Amazon Pay ICICI card, as one usually does. Then came Axis Atlas, HDFC Diners Black, Amex Platinum Travel and a few more.
It was never about getting a few percent off or back on my spends. For me, it was about the optimisation. And I get it: nobody wants to, or can, optimise every single penny they spend. The essence is being fully aware of the benefits that are already there, and using them to the extent they can be used for the bulk of your spends.
Back then, it was much simpler. Very few airline rewards programmes, no gift card payment methods, and most people had never even heard the term "loyalty tiers". Today, the only thing keeping pace with the advances in AI is the loyalty and credit card ecosystem.
Milesmith is a friend that makes you aware of your best move, without the hours spent hopping between apps and portals to find it.
I got married in March this year, and we went to New Zealand for our honeymoon. We visited iconic places like Queenstown, Lake Tekapo, Christchurch and Auckland, and the entire accommodation was paid for with around 1.1 lakh Accor points, transferred from my Axis Atlas card. I created Milesmith to help you achieve that.
We choose 100 Founding Members by hand. They get first access on 29 November, two weeks before everyone else, and their first month free.
Anyone in India with a rewards credit card. Newcomers get plain answers; points obsessives get the sources and the maths.
By hand, from the application. We look for people who know cards and points well enough to tell us what to fix. Selected members hear from us before 29 November. Everyone else is on the list for 13 December.
Founding Members get in first, on 29 November. The app opens to everyone on the App Store and Google Play on 13 December.
No. Never. Milesmith reads balances from statements and programme emails.
No. It is optional. Connecting it lets Milesmith find your cards, balances and offers for you, read-only.
Official pages first, then trusted blogs, weighted by their track record. Every answer says which it used.